Wealth Success Books: best wealth books and strategies

The Money Game: 105 Ways to Find Money in Your Everyday Life!

Dear friends,

I know you've read all "how to get rich!" books you can get your hands on.  You're reprogamming your mind every day for success.  You're thinking of strategies that can get you out of the "rat race" and into the "winning circle" of millionaires.

As we all know, one of the first steps to getting rich is GETTING OUT OF DEBT.  And, while all the financial experts will tell you to "put more money toward your credit card payments," or "devise a debt reduction plan," do they tell you WHERE to find that extra money?

No, they do not.  In fact, short of selling one of your kids (kidding, of course!), eating less, or just magically getting a high-paying job, many people will be in the "debt repayment phase" of getting wealthy for YEARS.



That's where the Money Game comes in. (Order Now)

It all started in grad school. While making a whopping $6,000/ year as a teaching assistant, I started trying to think of ways to live like my friends who had good jobs, without going into crazy debt. After awhile, I found I was actually really good at thinking of ways to save money. Over time, I figured out ways to squeeze every bit of “fat” out of my budget.

The result?

I finished school, got a job, and started making really decent money. But, since I’d already trained myself to live on so little, I didn’t go out and spend it like a lot of my friends. Instead, I kept using the old money saving strategies that worked in grad school. When I paired them with an actual income, the results were amazing! In three years, I paid off all of my student loans, got out of credit card debt, and paid off my car loan. I started a savings account, and was amazed at how quickly my savings grew. Then to really kick it up a notch, I hired a financial advisor, started aggressively investing in stocks and real estate, and was AMAZED at how much my savings grew.

In fact, by continuing to employ these strategies even as I’ve held a steady job, I’m now well on my way to being a millionaire, and I’m only 34 years old!

I am thrilled and excited to tell you that I've compiled 105 stellar tips for finding more money in your life RIGHT NOW, which will get you INFINITELY closer to being out of debt and on the track to wealth.  In fact, I am SO SURE that this report will save you AT LEAST what you paid for it, I want you to take the Money Game Challenge, and I'll give you FOUR classic "wealth success" books to do it.

The Money Game Challenge:

1.  Buy The Money Game. (Order Now)

2.  Read through it, and try out a few of the techniques for making more money magically appear in your life. 


3.  Seriously, if you don't find AT LEAST the amount you paid for the report, RETURN IT FOR A FULL REFUND.

I am SO SURE that this book is going to not only pay for itself, but get you out of credit card debt at lightening speed, that I actually want you to return it if it doesn't save you money.  You literally have NOTHING TO LOSE. 

Order now and get "The Money Game!" as well as the FOUR FREE BONUSES for a Special Price of $9.95!

This report is so popular and has saved so many people HUNDREDS OF THOUSANDS OF DOLLARS, thousands of people have read it and used it to help change their lives. Now it comes with freebies!

BONUS # 1:  "Think and Grow Rich," by Napoleon Hill.   This book is considered one of the classics for building wealth conciousness.  Written by Napoleon Hill, who was commissioned by Andrew Carnegie to study successful people and devise a philsophy of American achievement.  Sells on amazon.com for $15.  You get it FREE today for purchasing The Money Game!

BONUS # 2:  "The Science of Getting Rich," by Wallace Wattles.  Another book considered a staple in the library of the philosophy of success.  The Science of Getting Rich is a classic inspirational and financial book authored by Wallace D. Wattles.  (Retails for $12)

BONUS # 3:  "As A Man Thinketh," by James Allen.  A collection of inspirational essays on thought and consciousness.  This is another absolute must-have for anyone in the process of reprogramming his or her mind for future success, health, and wealth.  (Retails for $10)

BONUS # 4:  "The Path of Prosperity," by James Allen.  (Retails for $18.95).  This book is also focused on building abundance in your life, and is credited with completely turning around the lives of hundreds of thousands of people who have read it.  Another must have!

So....that's $9.95 for $100 worth of materials, all accessible right now! You cannot pass this up! Seriously, this is the ONLY place to find HUNDREDS of programs, including hospital loan repayment and tuition reimbursement as well as state and government programs. This is the ONLY PLACE to find all this information at once, and you can get it right now!


The Money Game is an eBook!

What does this mean?

Instant access, for one thing. Right now.When you click "Buy" to purchase, you'll be directed to "Clickbank," a secure website for payment. When payment is completed, you'll be directed to a site where you can download the book. You will also receive email instructions. Downloading is simple, and takes about 10 seconds. It's as simple as that! Also, you'll need the most recent version of Adobe Acrobat Reader to view this book as well as the bonuses. You can get the latest version of Adobe Acrobat Reader here, if you don't already have it!


Your credit card will be charged by "Clickbank."

Best of all, you can order with total confidence because this course comes with an EIGHT WEEK, 100% money-back guarantee.

Here's how to order right now!Purchase Online with Credit Card or check through Clickbank!
It doesn't matter if it's 3:00 a.m.! Once your credit card is approved, you will be taken to a special download page where you will download the ebook along with your FREE Bonuses.

You will be downloading and reading the ebook and incredible bonuses within just a few minutes... and using it to take the first steps toward getting your nursing education paid for!


To your success,
Lauren

All New Money-Saving Blog!

If you like the money-saving secrets on this site, you'll love SofaCoins.com!  SofaCoins is written by a collection of writers (who also like to save money) whose aim is to offer you daily advice on the little ways to squeeze more value out of your dollars.  In these times, every little bit helps!

Go on over to SofaCoins.com today and learn about everything from beating Coinstar fees to timing the Lucky Brand Jeans sale!  Happy saving!

Ten Ways to Save Money Today!

1.  Smash Your Toilet Paper Roll. This one sounds insane, but it can actually save you a lot of money over time. Doing this is simple: just flatten the toilet paper roll so that the cardboard center bends. The point of this? Flattening the roll makes the toilet paper stop in segments instead of racing off the roll, meaning your toilet paper purchase will last longer. Better for your wallet, AND for the environment.

2.  Review your cellphone bill. This is a true story. After being a Cingular customer for two years, I called up and asked them to review my bill. Based on a quick analysis of  my usage, they recommended a much less expensive calling plan, and now (I am not kidding) my bill is 50% of what it used to be.

3.  Rent, don’t buy. If you love designer bags but know that you get tired of them quickly, Bag, Borrow, or Steal (http://www.bagborroworsteal.com) is a great service that offers designer handbag “rentals” to subscribers.

4.  Gyms/ yoga passes. If you live in Los Angeles, New York, or Chicago, take advantage of the YogaPassbook or Fitness Passbook offered by the American Health and Fitness Alliance. For $70 - $80 per passbook, you get passes to hundreds of gyms and yoga studios—attend four yoga classes, and you’ve already gotten your money’s worth! http://www.health-fitness.org/. 

5. Just say “Americano.” If you MUST keep going to Starbucks, here’s how to cut the cost of your trip down by 50%. Instead of getting your usual $3.50 latte, next time, ask for an Americano. This is basically just regular coffee and milk, tastes mostly the same, and costs about half the price of a latte. Give it a try!

6.  Free Land. There are still ways to get land for free, if you’re willing to move. http://www.kansasfreeland.com/ outlines several counties in Kansas that will give free land to individuals and families willing to move to Kansas. Some counties in Nebraska are also doing this—more information on this at http://www.nlc.state.ne.us/nsf/FAQ/freeland.html. Cheap land is also available; for instance, Chugwater, Wyoming is selling lots for $100 through their Housing Incentive Program. http://www.chugwater.com/chip.htm

7.  Turn Your Loose Change Into Coffee or Books. Ever see those Coinstar machines in your grocery store (http://www.coinstar.com)? Now, for NO FEE, you can trade in all your loose change for gift cards from everything from Starbucks to Borders to amazon.com. Who knows? You might have enough spare change in your couch to pay for a new book, a week’s worth of Starbucks, or something else you want!

8. Switch to stronger booze. Again, this one is a little unconventional, but go with me. For $5, you could get one (max two) light beers that are going to be gone in an hour, or you could get a glass of Wild Turkey that you could sip on all evening. The higher the proof, the longer it’s going to take you to finish (and the more money you’re going to save).  You'll also have to make less trips to the bar.

9.  Get a part time job. Go with me on this. If you have a little extra time, and you find that you’re always in Pottery Barn anyway, why not get a one or two day a week part time gig after your regular job? This way, you’ll get to see the new stuff before everyone else, be eligible for discounts, AND get paid to hang out in the store and talk to people like yourself, who ALSO like to hang out there? This also applies to Starbucks, which is one of the ONLY companies that offers health benefits to part-time employees, as well as other options such as stock discounts and free coffee. Wow!

10.  Keep a money journal. This is one of the best things you can do for yourself, when you’re just getting used to saving and trying to figure out where all your money goes every month. Get a small notebook, and write down every cent you spend for an entire week. At the end of the week, go over your spending to look for areas you could comfortably cut or replace. You have the power!

Like the tips?  Get the eBook! Or, visit our daily money-saving blog, SofaCoins.com!

Ten Ways to Recession-Proof

With scary headlines in the news every day and the stock market on a roller-coaster ride, if there’s one thing we’re all thinking about these days, it’s the economy. Are we in a recession already? Are we headed for one? Are things going to turn around after we get a new president in office? 

While we’re all waiting for the answers to these questions to materialize, here are a few proactive things you can do to shore yourself up financially for the coming storm.
 

1. Diversify! If you haven’t already, there’s never      been a better time to review your portfolio. Are you overly weighted in technology,      or hold too much real estate? Do      what you can to shift this around to create a portfolio that you’re going      to want to stick with for at least the next five years. 

2. Don’t      panic. You want to make sure you      don’t panic when things get rough, because “panic time” is when fearful      investors lose their money. Put      everything in place, then forget it! Listen, if you’d had money in the stock market during the Great      Depression and you left it there, you’d be a MULTI-BILLIONAIRE by      now. Which just goes to show, all      you need is time
       
       
3. Refinance      your mortgage.  If you’re in an investment property and      are planning on (or are being forced to) hold for awhile until markets      rebound, definitely use this opportunity to get OUT of your interest-only      mortgage, especially before it re-adjusts. With the Fed continuing to cut interest rates, you might be able to      get yourself into a 30-year situation with the same or lower payments. And, in case you’re wondering, thirty      years is DEFINITELY enough time for you to get your money back on your      investment. 
       
       
4. Buy on      sale! If you’re one of the lucky      few who still have disposable income, you are just on the cusp of some      really great deals, both in real estate and in the stock market.
       
       
5. Learn      and Grow. If you made a misstep      during the bull market, now is certainly not the time to beat yourself      up. Remind yourself that next time,      you will have “been there, done that,” and will make the right decision! If lack of education was your problem      this time around, then by all means take this opportunity to enroll in a      course or get some books. Next      time, YOU’LL be one of the ones who know!
       
       
6. Keep      Your Job. If you’ve got a      high-paying job in a secure sector of the economy (meaning you’re not a      mortgage banker), think about staying there for awhile, in order to build      up savings. If you’re thinking of      retiring but can wait t a little longer, definitely wait until your      portfolio is worth more.
       
       
7. Take      the Money! That said, if you’re 65      or over, we would definitely recommend taking your Social Security      allotment, and not taking the ever-so-tempting option of deferring it so      you’ll get more money. Since no one is sure how long Social Security      is going to be around, we would recommend taking the money! If you don’t need it, stick it in an      interest-bearing savings account, or buy some no-load iShares mutual funds      with it. Or, heck—sew it into your      mattress! At least you’ll have it      and not Uncle Sam!
       
       
8. Think      About Gold. Ken Smalz recommends putting 10-20% of your      portfolio in gold to ballast against economic turbulence (like what's      likely on the horizon).  Also, it’s      cool to say “I have gold in my portfolio.”  http://www.money-zine.com/Investing/Investing/Insuring-Your-Finances-with-Gold/
   
   
9.  Pay off your debt.   Hey, if the economy's going to be going up and down, what you want is STABILITY.  Review your expenses, and get rid of anything that looks like it's dragging you down (like a too-expensive car, or real estate misstep).  Pay off high-interest credit card debt.  Get yourself in a good position to wait things out! 
       
       
10.  Sign up for your 401 (k). Such a no-brainer, I can’t even believe it’s on the list. But, just so we’re clear, if you work for a company and they MATCH every dollar, that’s a 100% return on your investment, and that’s before you put it in the stock market. So, that’s a bet you’re going to want to take, recession or no. I am SHOCKED at how many people are turning down this brazen money-making opportunity. 

Get Paid to Learn About EBay

eBay is one of those things now-- either you know how to do it, you do it, and you love it, or you hear that someone knows how to do it and you go "I just don't know how to do it, and it seems hard."    If the latter applies to you, here is a great way to create some passive income for yourself while you're learning how to use this (very useful) website. 

OK, this one doesn't really count as passive income, as you have to spend the time listing the items, answering questions, and then sending out the stuff to the winning bidders, but still-- I bet there is something in your office (or living room, or kitchen) that you haven't used in six months or more, and that you'd much rather just get some money for. 

This is the eBay challenge:

1.  Look around your house, and find one thing that's worth a little something (so you'll be motivated to learn how to do this.  I'm guessing a piece of $20 isn't going to break through the procrastination block you've maybe built up about eBay). 

2.  If you don't already have an account, sign up for eBay.  It takes a little figuring out, but it's great to know how to do it, and after awhile it becomes second nature.  Case in point:  five years ago or so, I taught my 65 year old retiree father about eBay.  I was visiting him recently, and discovered that he now has a whole online business selling Corvettes that he restores.  If he can do it, you can do it!  http://www.ebay.com.

3.  List it, sell it, get the money, then go "wow, that was MUCH easier than I thought."

4.  Use the money you made to buy an educational program (my idea of intellectual dividend reinvestment), or better yet, to make an extra payment toward your credit card debt. 

No matter what you use the money for, you essentially got paid to learn something new.  One thing about eBay that I like is that they've made listing your stuff SO much easier than it used to be.  Sometimes they even fill in all the information for you, which is so great.  I currently have six things up for auction on eBay, a result of my New Year's resolution to clean out stuff I don't use, and turn it into things that help me on my journey toward success.   I'm probably selling $1,000 worth of stuff right now, which I think I'm going to use to attend a real estate seminar, or maybe buy some more books on tape.  I figure you can never be too smart, after all.

The eBay challenge will repeat every month.  I think this will help us streamline our lives, AND put money in our pockets while we do it.